Credit scores are some of the most confusing, yet essential components of personal finance. Reminiscent of our school days, consumers are basically “graded” on how well we manage our finances, ranging from Excellent to Poor, rather than A to F. If you’ve never applied for a mortgage or auto loan, you’ve probably wondered “what is [...]

Got a car you just want to get rid of, sell, or trade-in? It really doesn’t matter whether it’s an old car or just one you simply can’t afford anymore – you have dozens of options. With the used car market booming, dealerships are even cold-calling and sending out letters to find owners who are [...]

A good or bad credit score can affect every facet of an individual’s or family’s financial life, from mortgage rates and auto loans to employer background checks and life insurance rates. Lenders, landlords and even employers consider a credit score a reflection of an individual’s reliability and honesty – correlating an individual’s management of their [...]

Oh, the credit score. It can sometimes make or break a person. If you have a high credit score, you will get the lowest interest rates and best deals when it comes to your home mortgage, car loans, insurance rates, and business loans. As long as you keep up the payments, the world is a [...]