Credit Unions vs. Banks

Banking

During the 2008 financial crisis, many people began losing their faith in the American banking system. With a storm approaching and systemic risk seeming inevitable (in which banks are so heavily interconnected that the failure of one would lead to a failure of them all), countless banks were forced … [Continue Reading]

Home and Auto Insurance

Home and Auto Insurance

I honestly don’t think most companies appreciate their customers enough. It seems almost every day that a company has to screw up or experience a public relations fiasco before they share a “thank you” and some gratitude for their loyal customers. Although these companies manufacture or … [Continue Reading]

How To Build Self-Confidence

Go Confidently

Most of us feel like we could use more self-confidence. Everyone has something that intimidates them, and most of us could list several things, such as taking a business risk, public speaking, commitment, making new friends, approaching a girl or guy, and that’s just off the top of our heads. A … [Continue Reading]

Best Business Schools For An MBA – 2013

Harvard Business School

The dynamics of MBA programs and business schools have changed the last few years, and not just in terms of higher median GMAT scores, GPAs, and lower acceptance rates due to higher application numbers, but also in regards to huge increases in full-time tuitions and total costs of attendance per … [Continue Reading]

The Latte Factor

30-Year Investment of Savings

Benjamin Franklin once said, “A penny saved is a penny earned.” This saying is true when considering the “latte factor” strategy of saving money. David Bach, a seven-time New York Times best-selling author coined the term “latte factor”, and it became widely used after being discussed in … [Continue Reading]

Dollar Store Deals: How To Shop At A Dollar Store and Save Money

Dollar Store Deals

I love dollar stores because they have great deals on so many different types of products, ranging from plates and cups to toiletries and crafts. Dollar stores are simple and quiet, there is an amazing variety of merchandise and everything is only a buck, not to mention the fact that you’ll never … [Continue Reading]

Best Time of Year To Buy Large Appliances

New Appliances

Everyday we make purchases whether they are necessary or not. Some purchases are just impulse buys and with others, we tend to pay more attention and do more research about the products we purchase. There comes a time when you must make the important decision of what appliances to purchase. Though … [Continue Reading]

How To Get Out of A Cell Phone Contract Without Paying Termination Fees

Get Out of Your Cell Phone Contract

Cell phones are a necessity for many American families and cell phone contracts are often expensive and difficult to cancel. If you look around the internet, you will read countless stories about consumers getting the short-end of the stick from telecom companies. Whether you moved to a new home, … [Continue Reading]

Highest Paying Jobs Without A College Degree

Air Traffic Controllers

According to the Bureau of Labor Statistics (BLS), more than 60 percent of U.S. workers do not have a bachelor's degree. Although attending the best college may be the surest way to earn a high salary, a college education may not be for everyone. Whether it involves family responsibilities, … [Continue Reading]

Real Estate Investors Buy Rental Home Insurance

Rental Home

One of the most common ways to becoming a millionaire is through real estate investment. Rental homes and investment properties allow you to earn passive income by having others pay off your rental’s mortgage for you. Additionally, when you decide to sell your rental properties in the future, … [Continue Reading]

50 Famous and Inspirational Money Quotes

Warren Buffett

We’re all familiar with common money quotes and expressions, such as Benjamin Franklin’s “A penny saved is a penny earned”, but dozens of other historical figures, Presidents, philosophers, celebrities, investors, and authors have made significant contributions to the way we think about … [Continue Reading]

Do You Need Vacant Home Insurance?

Vacant Home Insurance

As normal homeowners, we sometimes need to move before we sell our old house. Similarly, real estate investors sometimes hold a house vacant because they don’t want to rent it out or are putting together plans for renovation. Whatever the reason, it may be wise to consider vacant home insurance so … [Continue Reading]

Largest Mutual Fund Companies By Assets

Top Mutual Funds

As Warren Buffet sometimes complains, having a large amount of cash to deploy in a meaningful way gets harder as the size of your company increases. For Berkshire Hathaway, the choices are limited to stocks or companies with large capitalizations, since any sizeable stock purchase of small or medium … [Continue Reading]

Why You Should Always Carry Cash With You

Cash In Wallet

When I was 14 years old, I was travelling through the Middle East. On one weekend, my older cousin suggested we fly to a nearby island in the Mediterranean. Upon arrival, I paid for my single-entry visa to Cyprus. At the end of the weekend, instead of flying back, we decided to take a boat trip back … [Continue Reading]

Should I Pay Off My Mortgage Early?

Mortgage Interest Rates

Over the years, viewpoints on mortgages have changed considerably. Many of us learned from an early age to pay off our bills or loans and get out of debt quickly. However, that theory seems to have changed over recent years. Sometimes leveraging your income or cash flow to make a big investment and … [Continue Reading]