Have you ever wondered about the Nordstrom credit card and whether or not you should apply and use the card to shop at the department store? We’ve compiled all the facts about the loyalty rewards program at Nordstrom, so you don’t have to think twice about getting the credit card.
In this Nordstrom credit card review, you’ll find all the information you need on benefits, interest rates, the application process, pros and cons, the payment process, and much more.
Nordstrom Credit Card Application
Thanks to the online application process, applying for a Nordstrom credit card is fast and easy. The online app will collect your personal information, and Nordstrom’s credit experts will check your credit score and a few other items and send you a decision within a few business days.
The store’s program is run by TD Bank, but you can apply for the credit card here.
Nordstrom Card Customer Service
No need to worry about calling the support center too late. Nordstrom’s cardholders have access to their 24/7 support line, so no matter what part of the world you’re in or what time it is, you can find the help you’re looking for.
Nordstrom Credit Card Benefits
Have you ever wanted to visit a Nordstrom fashion show or other events? If the Nordstrom credit card is the right choice for you, you’ll get priority access to their events, so you can skip the long lines and get right to the show.
Additionally, when you reach Ambassador+ status, you’ll get access to invite-only events. You’ll be on the exclusive guest list for these events, granting access to some of the best fashion shows Nordstrom has to offer.
As a member of the Nordy Club, you’ll be treated like a VIP. Can you think of another card that treats their cardholders with such class? We can’t.
Early Access To Sales Events
If you’ve shopped at Nordstrom for any amount of time, chances are you’re aware of the store’s anniversary sale that takes place once per year. You’ll get early access to brand new arrivals to the store at discounted prices.
This is perfect for buying clothes for the upcoming season or just redressing your wardrobe. With your Nordstrom card, you’ll be able to see the year’s hot new items before everyone else.
Nordstrom also features sales throughout the year, with the Clear The Rack sale being another sale that’s popular among shoppers. The advantages of being a cardholder are even deeper discounts on clearance items.
Access To Special Store Services
Free basic alterations, curb service, and even an in-home stylist visit? What’s not to love about these great extras Nordy Club members have access to?
Once per year, once you’ve reached Amabassador+ status, you get access to an in-home stylist visit to help you edit your wardrobe with expert fashion advice and suggestions, alterations, and other tailoring services.
In addition, you can utilize the curbside pickup service which will let you buy items online and have them brought directly to your car. You don’t even have to go into the store! On the other hand, if you’d rather try your items on first, you can use the buy-online-pickup-in-store option.
Different Tiers For Members
Each tier of the club gets better benefits. The basic tier, just called “Member”, is for those who spend less than $500 annually at Nordstrom stores, whereas as the highest tier, or Ambassador+ tier applies to those who spend $5,000 or more at Nordstrom annually.
If you want the most of your Nordstrom benefits, the Amabassador+ tier is right for you. This is where you’ll get those exclusive benefits like invites to VIP events and in-home stylist visits.
Nordstrom Credit Card Points System
If you were wondering about points, the Nordy Club has them. You’ll earn three points per dollar on in-store or online purchases with your card, and if you’re using one of the signature Visa cards Nordstrom offers, you’ll get two points per dollar and dining and one point on everything else in addition to the store benefits.
The three to one points system is one of the best of any retail card. Three points per dollar mean they will add up quickly, getting you to the rewards quicker.
Nordstrom Card Interest Rates
The Nordstrom store card has a 25.15% interest rate, being about average as far as store cards go. Their Visa cards can be anywhere from 13-25.15%, depending on your credit score and other approval factors.
As far as late fees go, the Nordstrom card will charge its users up to $38 for a late fee, and up to $25 for a returned payment. Late fees and APR are traditionally higher with store cards, and in Nordstrom’s case, the late fees for the Visa cards are the same as their store cards.
There is no annual fee to use either the Nordstrom store card or the Visa cards. That means the cards are free to use and there are no extra fees at the end of the year!
Is The Nordstrom Credit Card Worth Getting?
The Nordstrom card is one of the top-rated retail cards, and for good reason. By combining an excellent quality product line with great customer service and extensive benefits, there are many options to choose from. The card has something to offer everyone, from the casual shopper to the dedicated enthusiast.
If you’re looking for a store card with flexibility and a benefits program that includes benefits you won’t find elsewhere, the Nordy Club and credit card membership is exactly what you’re looking for.