At Gajizmo, our goal is simple: help readers make better financial decisions with clarity and confidence. Personal finance can be confusing, high-stakes, and full of conflicting advice. These editorial guidelines explain how we create, review, and maintain our content so you can trust what you read here.
Our Editorial Mission
We publish educational, independent personal finance content designed to:
- Explain complex financial topics clearly and accurately
- Highlight trade-offs, risks, and real-world considerations
- Empower readers to make informed decisions that fit their own circumstances
We do not believe in hype, shortcuts, or one-size-fits-all advice.
Accuracy & Research Standards
Accuracy is our top priority.
- All factual claims are researched and verified using primary or authoritative sources such as government agencies, regulators, and established financial institutions.
- When rules or figures depend on a specific year (for example, tax brackets or contribution limits), we clearly state the applicable year and update content regularly.
- Calculations and examples are based on reasonable assumptions, which we explain where relevant.
When information changes, we update our content promptly.
Independence & Objectivity
Our editorial decisions are independent.
- We explain financial products and strategies objectively, including both benefits and drawbacks.
- If we mention financial products, services, or tools, we focus on how they work and who they may (or may not) be suitable for.
- Any business relationships or affiliate partnerships are clearly disclosed. These relationships never influence our conclusions or recommendations.
How We Approach Financial Advice
Our content is educational, not personalized advice.
- We aim to explain how financial concepts work, not tell readers exactly what they “should” do.
- Personal finance decisions depend on individual factors such as income, risk tolerance, time horizon, and goals. We encourage readers to consider their own situation and consult qualified professionals when appropriate.
We avoid fear-based or overly promotional language.
Risk Transparency
Every financial decision involves trade-offs.
- We clearly discuss risks, limitations, and common mistakes, not just potential upside.
- Topics involving investing, debt, taxes, or leverage receive additional scrutiny to ensure risks are properly explained.
- We avoid guarantees, promises, or unrealistic outcomes.
Writing Style & Readability
We write for real people, not financial insiders.
- Plain language is used whenever possible.
- Technical terms are defined before they’re used.
- Articles are structured to be easy to scan, with clear headings, summaries, and examples.
Our goal is clarity over complexity.
Updates & Maintenance
Financial rules and best practices change.
- Articles are reviewed regularly and updated as laws, limits, and guidance evolve.
- Each article includes a “last updated” date so readers know how current the information is.
Reader Trust
We measure success by trust, not clicks.
A reader should leave our site feeling:
- Better informed
- More confident in their understanding
- Clear on what to consider next
If you ever spot an error or have a question about our content, we welcome feedback and corrections.