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Gajizmo

Credit and Debt

13 posts
How To Make An Offer On A House
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How To Make An Offer On A House

If you’re shopping for a home, you should probably know how to make an offer on a house and give yourself room to negotiate. Buying a home is a huge…
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How To Choose A Credit Card - The Best Credit Cards
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How To Choose A Credit Card

Picking the best credit card for your needs can be a challenge, especially when credit card offers are constantly changing. If you’re in need of a new card and are…
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How Much Should I Save Each Month
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How Much Should I Save Each Month?

No matter what stage of life you’re at, saving money and maintaining a strong personal balance sheet is imperative to financial security. It’s one of the primary reasons behind giving…
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Credit Karma Review
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Credit Karma Review

Wondering if Credit Karma is safe or a scam? Or are you considering opening an account with Credit Karma and want to know if the company’s credit score and reporting…
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CIT Bank Review
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CIT Bank Review

If you’re fed up with traditional banks and their almost-nonexistent interest rates on savings accounts, then perhaps it’s time for a switch. CIT Bank is a practical alternative known for…
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Credit Score
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What Is A Good Credit Score?

A good or bad credit score can affect every facet of an individual’s or family’s financial life, from mortgage rates and auto loans to employer background checks and life insurance…
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Credit Score Range
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Credit Score Range – What Is A Good Credit Score?

Not sure what a good credit score is because you don’t know what the credit score scale or range is supposed to be? Generally speaking, a good credit score is…
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Where Should I Keep My Money
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Where Should I Keep My Money

Deciding where you should keep your money can be an important decision. Placing and storing your money at different types of financial institutions can affect whether you earn interest on…
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Credit Unions vs. Banks
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Credit Unions vs. Banks

During the 2008 financial crisis, many people began losing their faith in the American banking system. With a storm approaching and systemic risk seeming inevitable (in which banks are so…
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Should I Pay Off My Mortgage Early
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Should I Pay Off My Mortgage Early?

Should you pay off your mortgage early or invest the money instead? Over the years, viewpoints on mortgages have changed considerably. Many of us learned from an early age to…
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Paying Off Student Loans
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How To Save Money Paying Off Student Loans

You may be wondering whether you should save money or pay off your student loans. Paying off student loans has become more of a hardship for recent graduates than ever…
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House Poor
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House Poor – How Much Home Can I Afford?

Ever wonder how much home you can afford? While a home affordability calculator can be helpful, understanding the basics of determining how much of a mortgage you can afford will…
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How To Improve Your Credit Score Fast
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How To Improve Your Credit Score Fast

Looking to improve your credit score? We understand how important it is to build and fix your credit score fast. A good or bad score can sometimes make or break…
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