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Gajizmo
Gajizmo

Frugality

25 posts
How To Choose A Credit Card - The Best Credit Cards
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How To Choose A Credit Card

Picking the best credit card for your needs can be a challenge, especially when credit card offers are constantly changing. If you’re in need of a new card and are…
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Best Places To Live In The US
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Best Places To Live In The US

After hours of research, we’ve found the best places to live in the US! The financial crisis of 2008 did more than spur the greatest economic recession the U.S. has…
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Credit Karma Review
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Credit Karma Review

Wondering if Credit Karma is safe or a scam? Or are you considering opening an account with Credit Karma and want to know if the company’s credit score and reporting…
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CIT Bank Review
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CIT Bank Review

If you’re fed up with traditional banks and their almost-nonexistent interest rates on savings accounts, then perhaps it’s time for a switch. CIT Bank is a practical alternative known for…
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How Much Should You Spend On An Engagement Ring
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How Much Should You Spend On An Engagement Ring?

How much you should spend on an engagement ring depends on a number of factors including your income, financial obligations (i.e. student loans, car loans, living expenses) and how much…
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How Much Car Can I Afford
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How Much Car Can I Afford?

Ever calculate how much car you can afford? Learning how to determine what car you can afford is the first step to buying a vehicle. In fact, understanding how much…
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Best Time To Buy
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Best Time To Buy Anything During The Year

Looking for the best time to buy different products and services can save you a lot of money. This is because one of the best ways to save money is…
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What To Buy With 100 Dollars
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What To Buy With 100 Dollars

It shouldn’t be hard to save $100 these days. Unless you are the cheapest and most boring person alive who eats Ramen noodles every day and spends Friday and Saturday…
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Credit Score Range
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Credit Score Range – What Is A Good Credit Score?

Not sure what a good credit score is because you don’t know what the credit score scale or range is supposed to be? Generally speaking, a good credit score is…
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How To Get Out Of Jury Duty
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How To Get Out Of Jury Duty

Ever think about the best ways to get out of jury duty? Jury duty is something the vast majority of American citizens must deal with at least once in their…
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Paying Off Student Loans
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How To Save Money Paying Off Student Loans

You may be wondering whether you should save money or pay off your student loans. Paying off student loans has become more of a hardship for recent graduates than ever…
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Where Should I Move - Culture
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Where Should I Live?

Ever think about moving and wonder where you should live in the US? Our generation is one of maximum mobility. We have the freedom to live almost anywhere we want,…
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House Poor
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House Poor – How Much Home Can I Afford?

Ever wonder how much home you can afford? While a home affordability calculator can be helpful, understanding the basics of determining how much of a mortgage you can afford will…
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How To Lower Your Monthly Utility Bill
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How To Save Money On Your Electric Bill

Looking for ways to save money on your electric bill? If you want to lower your electric, gas and water bill, there are many affordable, efficient and easy strategies that…
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Get Out of Your Cell Phone Contract
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How To Get Out of A Cell Phone Contract Without Paying Termination Fees

Ever wonder how to get out of a cell phone contract with Verizon, AT&T, T-Mobile, Spring without paying the termination fee? Cell phones are a necessity for many American families…
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Best Time To Buy Appliances
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Best Time of Year To Buy Large Appliances

Ever think about the best time of the year to buy large appliances? Everyday we make purchases whether they are necessary or not. Some purchases are just impulse buys and…
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Safe Investments
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5 Safe Investments You Can Make Today

Finding low risk, safe investments today can be a challenge. Years ago, people could invest money and feel fairly secure they would eventually make a profit. Yes, there were highs…
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How To Get Money Fast For Kids
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How To Get Money Fast For Kids

Enterprising kids can make money for the extras they want or to save and invest for their college education. How much money you can make depends on your talents, the…
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Random Acts of Kindness
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101 Random Acts of Kindness Ideas

When you decide to do something nice for someone, just carry out your random act of kindness, wish them a great day, and walk away. An act of kindness should…
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Anniversary Ideas
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Romantic, Unique, Cheap, and Fun Anniversary Ideas

Looking for cheap anniversary ideas that are still unique, romantic and fun? Celebrating an anniversary on a budget doesn’t have to mean bad gifts and experiences. One of the greatest…
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How To Improve Your Credit Score Fast
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How To Improve Your Credit Score Fast

Looking to improve your credit score? We understand how important it is to build and fix your credit score fast. A good or bad score can sometimes make or break…
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Common Craigslist Scams
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Common Craigslist Scams

Are you selling or buying something online and want to prepare yourself by researching the most common Craigslist scams? We don’t blame you – there are so many ways Craigslist…
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Cheap Car Insurance
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Best Ways To Get Cheap Car Insurance Quotes

Searching for cheap car insurance and not sure how to compare quotes to find the lowest rates? Most people today consider car insurance to be one of their most cumbersome…
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How To Become A Millionaire
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How To Become A Millionaire

It’s the age-old aspiration: to have a million dollars and become a millionaire. Of course, one million is nowhere near as valuable as it used to be thanks to inflation,…
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Ways To Lower Heating Costs
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5 Ways To Save Money On Utilities

There are a number of ways that you can go about saving money in your home, but with a number of monthly bills causing strain on your monthly budget, it…
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