How To Plan A Wedding On A Budget

Wedding Venues

Most women have been dreaming of their wedding day since childhood, planning the perfect and most magical day of their lives. Even though it is every couple’s (read: woman’s) dream to have an extravagant wedding, unfortunately with the financial situation nowadays, couples (read: men) are trying to set strict budgets for their weddings. “Trying” is […]

Why You Should Always Carry Cash With You

Cash In Wallet

When I was 14 years old, I was traveling through the Middle East. On one weekend, my older cousin suggested we fly to a nearby island in the Mediterranean. Upon arrival, I paid for my single-entry visa to Cyprus. At the end of the weekend, instead of flying back, we decided to take a boat […]

Easy Ways To Save Money

Easy Ways To Save Money

Seriously, who doesn’t want to find easy ways to save money? The catch is, first you have to make more money in order to save it. Once that is accomplished, there are clever ways to save so you always have money on hand should you need it. Saving money isn’t easy, because the temptation to […]

Millionaires By The Numbers – Up Close and Personal

How Millionaires Invest

After the recession dragged down the stock market and real estate prices, millionaires felt the pinch as their net worth plummeted; however, just a few years later, membership in the millionaires club is increasing. Here’s some insight into their thoughts, backgrounds, and lives, provided by Fidelity Investments, Spectrem Group, BCG, and the U.S. Census Bureau. […]

Ways To Say No and Stop Over-Spending

Stop Spending

Spending more money than we should is far too easy. Years ago, people generally spent what they had. The only thing they customarily took out a loan for was a house and occasionally, a car. However, modern times allow us to buy nearly anything we want on credit and pay for it later. Credit card […]

Best Time To Buy Anything During The Year

January

One of the best ways to save money is to stop overspending or buying impulsively and plan for great deals, especially on large ticket items such as cars, appliances, TVs, computers, laptops, furniture, mattresses, bikes and even airfare. With so many different products and gifts up for sale during certain months of the year, it […]

How To Lower Your Monthly Utility Bill

How To Lower Your Electric Bill

If you’re looking for ways to save money by lowering your monthly utility bill, there are many affordable, efficient and easy strategies that can reduce your water and energy costs by as much as 50%. These simple do-it-yourself changes and/or renovations require a minimal upfront investment (usually a few dollars), but can save you $100, […]

How Much Car Can I Afford?

Never Underestimate The Stupidity of Idiots

Let me preface this article by saying: don’t be one of those people in the grocery store who pays with EBT or food stamps (there is nothing wrong with social welfare) and then puts their groceries into a Range Rover or Cadillac Escalade (there’s something really wrong with that). Alternatively, don’t drive around with a […]

Where Should I Live?

Where Should I Live

Our generation is one of maximum mobility. We have the freedom to live almost anywhere we want, so long as we have a good job and enough money to maintain a decent standard of living wherever we go. Approximately 6 in 10 Americans have moved at least once in their lives, whether it was for […]

What To Do If You Win The Lottery

What To Do If You Win the Lottery

Winning the lottery is usually one of the best things to ever happen to an individual, but without mental and financial preparation for what is to come next, winning can turn into a complete nightmare. At some point in our lives, we all fantasize about being multimillionaires, and unfortunately, only a fraction of us ever […]

Common Craigslist Scams

Craigslist Scams

Once upon a time, everyone had to buy multiple newspapers and check endless listings of classified ads if they were looking for a job, car, home or apartment. With the advent of the internet, anyone in any part of the world can now visit Craigslist, an online classifieds site sorted by city, to buy and […]

How Much Should You Spend On An Engagement Ring?

Types of Diamond Cuts

How much you should spend on an engagement ring depends on a number of factors including your income, financial obligations (i.e. student loans, car loans, living expenses) and how much value you place on tradition. At one time, men were counseled to spend 25%, or 3 months, of their annual salary income on an engagement […]

Best Ways To Save Money

Ways To Save Money

Saving is a bit like dieting; it may not be enjoyable, but if you keep the goal in sight and exercise some restraint, you can succeed. With dieting, you make a meal plan, and with saving, you make a budget. The goals may seem like opposites since with dieting you want to get thinner and […]

Romantic, Unique, Cheap, and Fun Anniversary Ideas

Anniversary Ideas

One of the greatest joys in life is finding the one person you want to create unforgettable memories and spend the rest of your life with. Unfortunately, when we are confronted with personal finances, work-related stress and the “to-do” lists of everyday life, we sometimes forget to show our love to those closest and most […]

House Poor – How Much Home Can I Afford?

House Poor

A friend of mine recently realized her dream of home ownership, but for many Americans, the dream can quickly become a financial nightmare. The phrase “house poor” refers to someone who spends an unusually high percentage of their income on housing, whether it is their mortgage or rent, and thus may experience difficulty saving or […]