How Much Car Can I Afford?

Never Underestimate The Stupidity of Idiots

Let me preface this article by saying: don’t be one of those people in the grocery store who pays with EBT or food stamps (there is nothing wrong with social welfare) and then puts their groceries into a Range Rover or Cadillac Escalade (there’s something really wrong with that). Alternatively, don’t drive around with a […]

How To Lower Your Monthly Utility Bill

Ways To Lower Your Electric Bill

If you’re looking for ways to save money by lowering your monthly utility bill, there are many affordable, efficient and easy strategies that can reduce your water and energy costs by as much as 50%. These simple do-it-yourself changes and renovations require a minimal upfront investment (usually a few dollars), but can save you $100, […]

How To Save Money on Groceries

How To Save Money on Groceries

Growing up, I went to the grocery store with my parents and asked for everything – from 3 different types of cereal to sausage, bacon, and buffalo wings. Maybe it was because I had an incredibly fast metabolism and was always hungry or I just loved food to the point that everything looked so delicious […]

Common Craigslist Scams

Craigslist Scams

Once upon a time, everyone had to buy multiple newspapers and check endless listings of classified ads if they were looking for a job, car, home or apartment. With the advent of the internet, anyone in any part of the world can now visit Craigslist, an online classifieds site sorted by city, to buy and […]

Best Ways To Save Money

Ways To Save Money

Saving is a bit like dieting; it may not be enjoyable, but if you keep the goal in sight and exercise some restraint, you can succeed. With dieting, you make a meal plan, and with saving, you make a budget. The goals may seem like opposites since with dieting you want to get thinner and […]

How Much Should You Spend On An Engagement Ring?

How Much Should You Spend On An Engagement Ring

How much you should spend on an engagement ring depends on a number of factors including your income, financial obligations (i.e. student loans, car loans, living expenses) and how much value you place on tradition. At one time, men were counseled to spend 25%, or 3 months, of their annual salary income on an engagement […]

How To Get Out of A Cell Phone Contract Without Paying Termination Fees

Get Out of Your Cell Phone Contract

Cell phones are a necessity for many American families and cell phone contracts are often expensive and difficult to cancel. If you look around the internet, you will read countless stories about consumers getting the short-end of the stick from telecom companies. Whether you moved to a new home, city or state with no service, […]

House Poor – How Much Home Can I Afford?

House Poor

A friend of mine recently realized her dream of home ownership, but for many Americans, the dream can quickly become a financial nightmare. The phrase “house poor” refers to someone who spends an unusually high percentage of their income on housing, whether it is their mortgage or rent, and thus may experience difficulty saving or […]

How To Save Money on Gas – 20 Easy Ways

How To Save Money on Gas

The average American family drives 15,000 miles a year, per car, according to the US Department of Transportation. Assuming your car gets about 25 mpg (miles per gallon), you consume nearly 600 gallons of gasoline per year. And if you are a commuter, sales person, or love to take long road trips or explore the […]

Back To School Shopping Can Teach Your Children The Value of Money

Back To School Shopping

Though some students never want summer to end because they “hate school”, back-to-school shopping always seems to be an exciting time for children. Let’s face it – who doesn’t like getting new things, even if its pens/pencils, notebooks, crayons, school uniforms, and graphing calculators? Last year, parents spent more than $22 billion on students attending […]

Best Time of Year To Buy Large Appliances

New Appliances

Everyday we make purchases whether they are necessary or not. Some purchases are just impulse buys and with others, we tend to pay more attention and do more research about the products we purchase. There comes a time when you must make the important decision of what appliances to purchase. Though many homes come with […]

How To Plan A Wedding On A Budget

Wedding Venues

Most women have been dreaming of their wedding day since childhood, planning the perfect and most magical day of their lives. Even though it is every couple’s (read: woman’s) dream to have an extravagant wedding, unfortunately with the financial situation nowadays, couples (read: men) are trying to set strict budgets for their weddings. “Trying” is […]

Why You Should Always Carry Cash With You

Cash In Wallet

When I was 14 years old, I was traveling through the Middle East. On one weekend, my older cousin suggested we fly to a nearby island in the Mediterranean. Upon arrival, I paid for my single-entry visa to Cyprus. At the end of the weekend, instead of flying back, we decided to take a boat […]

Easy Ways To Save Money

Easy Ways To Save Money

Seriously, who doesn’t want to find easy ways to save money? The catch is, first you have to make more money in order to save it. Once that is accomplished, there are clever ways to save so you always have money on hand should you need it. Saving money isn’t easy, because the temptation to […]

Millionaires By The Numbers – Up Close and Personal

How Millionaires Invest

After the recession dragged down the stock market and real estate prices, millionaires felt the pinch as their net worth plummeted; however, just a few years later, membership in the millionaires club is increasing. Here’s some insight into their thoughts, backgrounds, and lives, provided by Fidelity Investments, Spectrem Group, BCG, and the U.S. Census Bureau. […]